It's a perfect moment for you to try the kind of money mojo that worked for one of my readers, Tamara L. of Las Vegas.

Here's her testimony: "I never believed in any of this mystic mumbo-jumbo before. But I was desperate. I was paying the price after indulging in the sick pleasure of telling my boss to go to hell. I couldn't pay my bills. What did I have to lose? I took Rob Brezsny's advice and did a financial ritual. I wrote 'I hereby purify my money karma' on a dollar bill, then burned it in the flame of a green candle while wearing a hat made out of the Wall Street Journal and chanting the magic spell 'Money is my servant, not my god.' Within days, I won big at the casino."

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